Bachelor of Commerce, PhD in Economics.

-Qualifications     : Bachelor of Commerce

-Graduated from : Faculty of Commerce, Ain Shams University

-Year of graduation       : May/1999

-Cumulative grade         : good

Post Graduate Studies:

• Finished study of Pre- PhD in Economics, Banha University, 2018
• Master's degree in economics, Banha University, 2017

Received a preliminary MSc Economics - Faculty of Commerce - Ain Shams University

            Post subject: the development of the banking sector in light of the liberalization of financial markets and cash - with special reference to Egypt

• Master of Business Administration (MBA), From the Arab Academy For Banking And Financial Sciences, 2017
• Diploma in Banking and Financial Services – The Chartered Institute of Bankers In Scotland

Professional Experience:

Total my experience 25 years

Arab Investment Bank since 1999 I work in as,

1. Teller & Customer service department from 1999 until 2006
2. In Credit Department from 2006 until 2013
   • Short-term loans
   • Medium-term loans
   • Financial Analyst
   • Retail
   • Credit Analyst
   • The settlement of bad debts
3. In policies and procedures Sector from 2013 until now, as:

• Head of the Department of Policies and Procedures for Financing sectors & treasuru sector and risk sector.
• Working on prepare and updating the procedures of sectors according to the standards of the Central Bank and the approvals of the Executive Committee of the Bank
• Training employees on the procedures

Training Courses:

     Computer Courses:

1. Introduction Computer Windows 98
2. Windows XP   
3. Word
4.   Excel
5. MS Outlook

   Language courses:

1. language courses from the American University
2. TOEFL total of 645 degrees

  Training courses:

1. Credit Course – Excellent Degree from The Arab Academy for Banking And Financial Sciences
2. Credit and lending philosophy
3. Creditworthiness
4. The foundations of assessing creditworthiness and provisioning
5. Bad debts and methods of treatment
6. Funding and the need renewed
7. Funding and the need seasonal and short-term requirement
8. Permanent funding
9. Cash flows
10. Introduction to banking credit
11. Basis for the assessment of creditworthiness and provisioning
12. Financial analysis of the financial statements
13. Banking activities in the context of globalization
14. Develop the skills of direct teller 1
15. Develop the skills of direct teller 2
16.  To develop skills to deal with customers
17.  Provisions of the check
18.  Detection of counterfeiting and forgery
19. Introduction to banking credit
20. Methods of dealing with bad debts
21. Financing techniques, management & evaluating of credit risks
22. Bank financing methods, Assets cycle & Protection of assets and cash flow
23. Rules governing the system of registration of credit Central Bank of Egypt
24. Scientific Research Methodology
25. Electronic Business
26. Quantitative Methods
27. Advanced Strategic Management
28. Advanced Management Information Systems
29. Advanced International Business Management
30. Investment Management
31. Advanced Banking Accounting
32. Central Banking and Money
33. Feasibility Studies and Projects Appraisal
34. Advanced Financial Management
35. Bank Marketing
36. Financial Banking Legislations
37. Credit Management and Banking Operations
38. FATCA
39. Anti-money laundering
40. Business Policies & Procedures
41. Business Communication for Bankers:
    1. Basic level
    2. Elementary level
    3. pre-Intermediate level
    4. Intermediate level
    5. Upper-Intermediate level
    6. Advanced level
42. Introduction In Financial Services
43. Introduction to Investment
44. Team Development
45. Banking Operations
46. E-Commerce & Internet Banking
47. International Services